Federal & State Aid

There are many Federal and State Aid programs to offer you assistance in paying for your college education. If you have any questions, please contact the MCC Financial Aid Office. 

FEDERAL AID

Satisfactory Academic Progress Policy for recipients of Title IV Federal Financial Aid pdf icon

Appeal Process: A student who has at least a 1.50 cumulative grade point average may appeal the suspension of financial aid.  A completed appeal form must be submitted to the financial aid office.  The form may be obtained in the Financial Aid Office or submitted online here.  The appeal will be reviewed and determined whether the suspension is justified.

 

Change in household income due to the Covid pandemic

The 2021-2022 Free Application for Federal Student Aid (FAFSA) requires your 2019 federal income and wages information (and your spouse or parent(s), if applicable). If you, or your spouse or parent(s) where applicable, have had a decrease in your 2020 or 2021 income or benefits due to the Covid pandemic, you may qualify to have your federal aid eligibility reevaluated.

Reevaluation Questionnaire

The Federal Pell Grant Program provides grants to undergraduate students who have financial need and meet the other general eligibility requirements for student financial assistance. Credit balances are paid at the end of the first nine weeks each semester (fall, spring). Pell Grants are awarded during the summer to students who meet the above requirements. For details about summer Pell Grants, contact the Financial Aid Office.

To Apply for a Pell Grant

Complete the Free Application for Federal Student Aid (FAFSA) on the internet at studentaid.gov. The paper forms are only available from the Department of Education. Students may obtain up to 3 paper copies by calling 1.800.433.3243. Financial aid personnel will gladly help with any questions about completing the application. The student should list all schools that he wants to receive the information.
Within two weeks after completing the FAFSA online, or four weeks if completed by paper, the school will receive the results electronically and the student will receive a Student Aid Report Information Acknowledgment (SAR). If the student did not list MCC on the original application, the student should add MCC’s school code online to their FAFSA as soon as possible.

If a student qualifies to receive a Pell Grant and has submitted all necessary documentation, an account is established so that he/she may charge tuition and fees in the Business Office.

Your financial aid will become active in the Bookstore approximately three days prior to class start date. Students receiving financial aid should direct questions or problems to the Financial Aid Office. You will need your student ID and a copy of your class schedule to use your financial aid and to purchase textbooks in the bookstore.

who meet the above requirements. For details about summer Pell Grants, contact the Financial Aid Office.

To Apply for a Pell Grant

Complete the Free Application for Federal Student Aid (FAFSA) on the internet at www.fafsa.ed.gov. The paper forms are only available from the Department of Education. Students may obtain up to 3 paper copies by calling 1-800-433-3243. Financial aid personnel will gladly help with any questions about completing the application. The student should list all schools that he wants to receive the information.
Within two weeks after completing the FAFSA online, or four weeks if completed by paper, the school will receive the results electronically and the student will receive a Student Aid Report Information Acknowledgment (SAR). If the student did not list MCC on the original application, the student should add MCC’s school code online to their FAFSA as soon as possible.

If a student qualifies to receive a Pell Grant and has submitted all necessary documentation, an account is established so that he/she may charge tuition and fees in the Business Office.

Your financial aid will become active in the Bookstore approximately three days prior to class start date. Students receiving financial aid should direct questions or problems to the Financial Aid Office. You will need your student ID and a copy of your class schedule to use your financial aid and to purchase textbooks in the bookstore.

The FSEOG is a “need based” grant awarded to undergraduate students. Priority is given to students who receive Federal Pell Grants. These awards are made on the availability of funds and the amount varies.

The Federal Work-Study Program provides on and off-campus employment opportunities for eligible students.

To be considered for a Federal Work-Study job, the student must have applied for a Pell Grant, submitted a Federal Work-Study Job Application and have unmet  financial need as determined by the Federal Needs Analysis Methodology.

The number of hours a student may work during the academic year is determined by the job to which he/she is assigned. Most  jobs on campus average eight hours per week. All students are paid the federal minimum wage per hour and are paid on a monthly basis. Students are employed to work in the library, residence halls, Production Center, Admissions Office, Records Office, Student Services, as assistants to instructors, and other positions.

On March 30, 2010, President Barack Obama signed the Heath Care and Education Reconciliation Act of 2010, requiring all Federal Stafford, PLUS and Graduate PLUS loans previously processed as Federal Family Education Loans (FFEL), through private lenders, now be processed through the Federal Direct Student Loan Program effective no later than July 1, 2010.

 Starting July 1, 2010, Meridian Community College became an active participant in the William D. Ford Federal Direct Loan Program.

Federal Direct Student Loan Program The Federal Direct Student Loan Program offers three types of student loans:

  • Subsidized Loan
  • Unsubsidized Loan
  • PLUS (parent) loan

 

To be eligible for a Direct loan, the student must:

  • Complete the Free Application for Federal Student Aid (FAFSA),
  • Enroll in at least six (6) semester credit hours (half-time) at MCC,
  • Meet requirements of MCC’s Satisfactory Academic Progress Policy (SAPP)*, and
  • Have a need as determined by the FAFSA and the Cost of Attendance minus other aid.

 

*Other criteria may also apply.

Subsidized Federal Direct Loan Summary Students must have an unmet need, as determined by the FAFSA to qualify for a Subsidized Direct Student Loan. The federal government will pay the interest owed on a subsidized loan while the student is enrolled in at least six credit hours and during the student’s grace period.

Unsubsidized Federal Direct Loan Summary Before MCC can certify an Unsubsidized Direct Loan, eligibility for a Subsidized Direct Loan will be determined. The Unsubsidized Loan is not a need-based loan. The borrower is responsible for paying the interest accrued on the loan after  disbursement as well as during the life of the loan.

To Apply for a Federal Direct Student Loan Once a student’s eligibility criteria has been met, the student must call or come by MCC’s Financial Aid Office and request a Federal Student Loan Application packet.  The packet outlines in detail the requirements that a student must complete in order to apply for the loan.  When the requirements are completed and the information returned to MCC, the loan will be processed and awarded to the student, if eligible.  The student should check MCC’s EagleNet site for award information or documents requested.

Disbursement of Loan Money The Department of Education will disburse the student loan funds to MCC in two separate and equal disbursements within the loan period.  All charges owed to MCC will be taken out of the student’s loan disbursement prior to the student receiving a refund.  Student loan refunds will not be available to any student until at least eight (8) weeks after the first day of the semester.  If, when the student loan funds are disbursed or the student comes to pick up his/her loan refund check, the student is not attending at least six (6) credit hours, the loan funds will be returned to The Department of Education.

Loan Repayment Repayment of the loan begins six (6) months after the student ceases to be enrolled at least half time. Students may visit The National Student Loan Data System (NSLDS) at www.nslds.ed.gov for a complete history regarding their student loan(s).

Exit Counseling Exit counseling is required to be provided to any student who has either:

  • Withdrawn from our school,
  • Transferred to another school,
  • Dropped to less than half-time, or
  • Graduated

 

Please click here in order to complete online exit counseling. You will need your driver’s license (if applicable), Employer information (if available), addresses, name and phone number for next of kin and two personal references that live in the United States in order to complete the counseling session.

Starting July 1, 2010, Meridian Community College became an active participant in the William D. Ford Federal Direct Loan Program. Federal Direct Student Loan Program The Federal Direct Student Loan Program offers three types of student loans:
  • Subsidized Loan
  • Unsubsidized Loan
  • PLUS (parent) loan
To be eligible for a Direct loan, the student must:
  • Complete the Free Application for Federal Student Aid (FAFSA),
  • Enroll in at least six (6) semester credit hours (half-time) at MCC,
  • Meet requirements of MCC’s Satisfactory Academic Progress Policy (SAPP)*, and
  • Have a need as determined by the FAFSA and the Cost of Attendance minus other aid.
*Other criteria may also apply. Subsidized Federal Direct Loan Summary Students must have an unmet need, as determined by the FAFSA to qualify for a Subsidized Direct Student Loan. The federal government will pay the interest owed on a subsidized loan while the student is enrolled in at least six credit hours and during the student’s grace period. Unsubsidized Federal Direct Loan Summary Before MCC can certify an Unsubsidized Direct Loan, eligibility for a Subsidized Direct Loan will be determined. The Unsubsidized Loan is not a need-based loan. The borrower is responsible for paying the interest accrued on the loan after disbursement as well as during the life of the loan. To Apply for a Federal Direct Student Loan Once a student’s eligibility criteria has been met, the student must call or come by MCC’s Financial Aid Office and request a Federal Student Loan Application packet.  The packet outlines in detail the requirements that a student must complete in order to apply for the loan.  When the requirements are completed and the information returned to MCC, the loan will be processed and awarded to the student, if eligible.  The student should check MCC’s EagleNet site for award information or documents requested. Disbursement of Loan Money The Department of Education will disburse the student loan funds to MCC in two separate and equal disbursements within the loan period.  All charges owed to MCC will be taken out of the student’s loan disbursement prior to the student receiving a refund.  Student loan refunds will not be available to any student until at least eight (8) weeks after the first day of the semester.  If, when the student loan funds are disbursed or the student comes to pick up his/her loan refund check, the student is not attending at least six (6) credit hours, the loan funds will be returned to The Department of Education. Loan Repayment Repayment of the loan begins six (6) months after the student ceases to be enrolled at least half time. Students may visit The National Student Loan Data System (NSLDS) at www.nslds.ed.gov for a complete history regarding their student loan(s). Exit Counseling Exit counseling is required to be provided to any student who has either:
  • Withdrawn from our school,
  • Transferred to another school,
  • Dropped to less than half-time, or
  • Graduated

The Direct Parent Loan for Undergraduate Students (PLUS) Program is designed for parents to borrow money to pay education expenses for a dependent child who is enrolled in college. The student must be enrolled in at least six semester hours and making satisfactory academic progress in a course of study. The maximum loan amount a parent may borrow for each dependent undergraduate student each year is the cost of attendance minus estimated financial assistance. The interest rate is a variable rate. The borrower is required to pay a guarantee fee and origination fee for each loan. The interest on a PLUS loan must be paid by the borrower and begins to accrue on the day the loan is first disbursed. Repayment of the loan must begin within 60 days of the last disbursement of each loan. Direct PLUS applications are available at the MCC Financial Aid Office.

satisfactory academic progress in a course of study. The maximum loan amount a parent may borrow for each dependent undergraduate student each year is the cost of attendance minus estimated financial assistance. The interest rate is a variable rate. The borrower is required to pay a guarantee fee and origination fee for each loan. The interest on a PLUS loan must be paid by the borrower and begins to accrue on the day the loan is first disbursed. Repayment of the loan must begin within 60 days of the last disbursement of each loan. Direct PLUS applications are available at the MCC Financial Aid Office.

The Workforce Innovation and Opportunity Act of 2014 (WIOA), which supersedes the Workforce Investment Act of 1998 (WIA), presents an extraordinary opportunity to improve job and career options for our nation’s workers and job candidates through an integrated, job-driven public workforce system that links diverse talent to businesses. The Mississippi Department of Employment Security, through contract with the state’s four workforce areas, offers approved job training activities for adults, dislocated workers, and youth.  For specific eligibility criteria, contact Shannon Coleman, MCC’s WIOA Case Manager, at Meridian WIN Job Center or call 601.553.9531.

  • Healthcare Stability Grant
    MCC offers individual training assistance with educational costs such as tuition, books, and approved fees. Click here to learn more

  • WIOA Training Assistance
    Training assistance is available for approved programs. This includes tuition, books, and some program associated fees. Click here to view a list of the approved programs for Meridian Community College.

  • WIOA Supportive Services
    Supportive Services are available for students who are WIOA eligible.

  • WIOA Internship
    Internship opportunities are available for students who are WIOA eligible.

 

For more informationFor more information:
Shannon Coleman
scolem11@meridiancc.edu
601.553.9531

State Aid

Mississippi Student Financial Aid Programs
The Mississippi Office of Student Financial Aid (MOSFA) provides aid to Mississippi students in the form of scholarships, grants, and loans. To apply for any State aid or to obtain a listing of all programs available, log on to msfinancialaid.org or contact the MOSFA at 1.800.327.2980.

MTAG is a grant supported by the state of Mississippi to help students with the costs of going to school.  Any student who is a Mississippi resident is eligible to apply for this grant.  All students who apply must be able to prove that they have been a MS resident for the past year. Any student applying for and receiving MTAG must meet the standard requirements established by the Mississippi Post Secondary Education Financial Assistance Board (Board) and the financial aid office at Meridian Community College.  This grant is subject to proration based on funding availability.

  • 15 or higher on the ACT
  • 2.5 or higher GPA
  • Enrolled as a full-time student
  • Not receiving the maximum Federal Pell Grant award

 

For college students with 12 or more credit hours:

  • 2.5 or higher GPA on all college work attempted
  • Enrolled as a full-time student
  • Not receiving the maximum Federal Pell Grant award
  • Not in default on a federal student loan or owe a refund on any federal or state funds

Eligibility Requirements For high school seniors and students with less than 12 college credit hours:

 

MESG is a grant supported by the state of Mississippi to help students with the costs of going to school. This grant is for students with exceptional ACT scores and high school GPA. Students can only apply for MESG their first semester after they graduate high school.  Any student applying for and receiving MTAG/MESG must meet the requirements established by the Mississippi Post Secondary Education Financial Assistance Board (Board) and the financial aid office at Meridian Community College.  This grant will pay the cost of full tuition and fees (up to $1500/sem) for students who qualify.  Students who receive this grant must be able to prove they have been MS residents for the past year.

Eligibility Requirements:

  • 29 or higher on the ACT
  • 3.5 or higher GPA
  • First-time freshman out of high school
  • Enrolled as a full-time student
Eligibility Requirements:

GEER is designed to make one-time supplemental grants during the Summer 2022 term to continuing college students affected by the pandemic. The summer grants will help students stay on track for graduation or catch up if they have fallen behind.

Eligibility Requirements: 

  •  Be a Mississippi resident 

  • Be a continuing college student with at least 12 hours as of Fall 2021 that do not include high school/dual enrollment credits 

  •  Have a minimum 2.0 cumulative college GPA 

  •  Complete the GEER Application 

  • Complete the 2022-2023 FAFSA and have an EFC below 15,000 

  • Be enrolled in at least 3 hours in a first certificate, associate’s, or bachelor’s degree program during Summer 2022 

Learn More

 

for more information For more information: 
Financial Aid Office
finaid@meridiancc.edu
601.484.8898